Privacy Policy for Finthrift

1. Introduction

This Privacy Policy applies to Finthrift, a mobile application for personal expense tracking, budget management and financial planning (hereinafter referred to as “the App”). By downloading, installing and using Finthrift, you acknowledge that you have read, understood and fully agree to abide by all clauses within this Privacy Policy. This document describes how we collect, use, store and protect your data, your legal privacy rights, and our security protection measures, complying with Google Play policies, GDPR, CCPA and relevant global privacy regulations.

2. Information We Process

2.1 User Financial Data (Local Storage by Default)

All manually input data including income records, expense logs, budget settings, spending categories, custom tags, transaction remarks and asset data are stored locally within the encrypted database on your mobile device by default. We will never actively read, collect, upload or synchronize such financial data to our servers unless you manually enable cloud synchronization service and complete authorized account login voluntarily.

2.2 Voluntary Account Information (Only for Cloud Sync)

If you register an account to enable cross-device cloud synchronization, we will collect the following information you provide actively:

• Email address: used for account registration, login verification, password retrieval and important service notifications;
• User-defined login password: stored in irreversible encrypted form on our server without plaintext saving.

We never collect bank card numbers, bank account details, online banking passwords, payment verification codes or any sensitive banking credentials. The App cannot automatically connect or fetch data from your bank accounts; all transaction information must be entered manually by users.

2.3 Anonymous Non-Identifiable Device Data (Opt-in Only)

Only when you explicitly agree, we may collect anonymized statistical data to optimize App stability:

• Device model, Android system version, crash logs and abnormal operation records;
• Anonymous function usage frequency and page access statistics.

Such data cannot identify a single specific user and will not be associated with your personal financial records.

2.4 Information We Will Never Collect

• Precise geographic location, contacts, SMS messages, camera or microphone access without your separate explicit authorization;
• Advertising ID for targeted advertising push by default;
• Biometric information (fingerprint, face ID): biometric verification is only applied to local App lock protection and will never be uploaded to external servers;
• We will not sell, rent, lease or transfer your personal and financial data to any third-party advertisers, data brokers or commercial organizations for profit purposes.

3. Purposes of Using Your Data

• Deliver core budget and expense recording functions normally;
• Provide secure cross-device data synchronization service when you open cloud backup;
• Fix software crashes, optimize operating performance and upgrade user experience based on anonymous statistical data;
• Verify account identity and assist you in retrieving your account safely;
• Respond to your feedback, consultation and service requests.

4. Data Storage & Security Protection

• Local data is protected by Android system sandbox mechanism and local database encryption;
• Cloud synchronized data adopts industry-standard encryption transmission and storage technology;
• We adopt reasonable technical and administrative measures to prevent unauthorized access, disclosure, tampering and loss of user data;
• Uninstalling Finthrift will automatically clear all local cached data on your device.

5. Third-Party Services & Data Sharing

Finthrift will not share your personal identifiable data with third parties without your explicit written approval. No third-party tracking SDK, advertising SDK or data collection plug-ins are embedded in the App by default. We will only hand over user data when required by mandatory legal court orders or government regulatory requirements.

6. Children’s Privacy

This App is intended for users aged 13 and above. We do not intentionally collect personal information from users under 13 years old. If you are a guardian and discover that minors have submitted personal data improperly, please contact us to delete relevant information.

7. Revision of This Privacy Policy

We reserve the right to update this Privacy Policy irregularly. Once revised, the latest version will be published on this page with updated effective time. Your continuous use of Finthrift after the update takes effect means you accept the revised privacy terms.

8. Your Rights

You have the right to view, export, modify and delete your account data and financial records at any time within the App. You may also cancel your account permanently and request full deletion of cloud backup data by contacting our support email.

9. Contact Us

If you have questions, doubts or suggestions regarding this Privacy Policy and data processing, please contact us via email:

Support Email: your-dev-email@example.com